Clear Reporting Lines
We are clear that our client is our boss.
All of our clients are exceptional individuals who have earned our respect. Our clients benefit from direct access to their Client Portfolio Manager, the investment professional that holds day to day responsibility for managing their money.
We see our role as servicing our clients' finances through exceptional investment management. We believe the strength of the relationship should be based upon our ability to deliver. As such we do not employ Relationship Managers within our business.
Standard Life Wealth has expert people who are there to do the job our clients want (i.e. deliver performance). Our Client Portfolio Management team has an average of 17 years investment experience and all have specific experience of dealing with private client portfolios. Our Client Portfolio Managers all have an appropriate professional qualification and are FSA CF30 approved. Each Client Portfolio Manager has to go through a competence assessment before being allowed to manage client assets. We operate an environment of Continuous Professional Development and Client Portfolio Managers are expected to maintain their competence through appropriate development on an ongoing basis.
We have serious investment managers backed by excellent resources who care about the outcome for their clients. This is emphasised in benchmarking our portfolios against client goals. A facet that continues through to our clear, no-nonsense reporting, that helps the client understand that they are on track to achieve their aspirations. We will happily deal with all of the major Self Investment Personal Pension (SIPP) and Offshore Bonds providers and provide ISA portfolios at no extra cost.
Our Fees
We operate a clean 1.375% (incl. VAT) Annual Management Fee and levy no further charges for dealing, transactions, payments or regular withdrawals. We do not take a margin on the interest paid on any money kept in cash.
Key People
- Richard Charnock - Chief Executive Officer Richard Charnock Chief Executive Officer Currently Chief Executive Officer of Standard Life Wealth, the Discretionary Fund Management business for ultra high net worth private clients and a wholly owned subsidiary of the Standard Life Group. Previously Chief Executive of ING subsidiary, Williams de Broe, an institutional brokerage and private client business and prior to that Chief Executive of Lloyds TSB Private Banking and Lloyds TSB Stockbrokers. He is fellow of the Chartered Institute for Securities & Investment and chairman of the CISI Ethics and Integrity Committee. Richard is also a member of the Worshipful Company of International Bankers and the Cornhill Club and is presently Chairman of the Old Salopian Club and a trustee of the Shrewsbury School Foundation.
- Dr Brian Fleming - Chief Investment Officer Dr Brian Fleming Chief Investment Officer Brian is currently Chief Investment Officer of Standard Life Wealth and Head of Multi-Asset Risk and Structuring at Standard Life Investments. A mathematician by training, Brian completed a PhD in Physics before joining the Risk Management desk at Standard Life Investments. Following a move to the Strategic Solutions Unit, Brian was responsible for the development of Standard Life Investments's Liability Driven Investment (LDI) capabilities and subsequently the delivery of the desks multi-asset risk capabilities. He is currently Head of Multi-Asset Risk and Structuring on the Multi-Asset Team within Standard Life Investments, overseeing LDI, relative return and absolute return processes for institutional and private clients. Brian is also a CFA charterholder.
- David Tiller - Strategy and Business Development Director David Tiller Strategy and Business Development Director David has extensive experience in the development and implementation of leading institutional investment solutions. He has played a key role in the development of the Standard Life Wealth investment approach since its earliest inception. With 19 years financial services and investment experience, David has occupied a number of business and strategy development roles including Head of Research and Product Development for Standard Life Investments.
- Richard Minett - Senior Client Portfolio Manager and Head of London Office Richard Minett Senior Client Portfolio Manager and Head of London Office A Chemist by degree, Richard began his financial career with a large UK Clearing bank where he saw a variety of roles, including a one year secondment as Resident Banking Adviser at the Office of the Banking Ombudsman. In the 1990s he became directly involved with Private Banking / Stockbroking with spells in a well known city firm of brokers and latterly with a large Wealth Management arm before joining Standard Life Wealth in 2007. Richard has 25 years of investment experience.
- Sandy Cross - Senior Client Portfolio Manager and Head of Edinburgh Office Sandy Cross Senior Client Portfolio Manager and Head of Edinburgh Office Sandy Cross joined Standard Life in May 2008 and was previously a private client investment manager at HSBC Investments and in charge of investment trust fund selection. Sandy worked for the private client business of Williams de Broe prior to this and as financial analyst in the insurance industry. Sandy has an MBA and is a Fellow of the Securities Institute. He has 10 years of investment experience.
Contact your Client Portfolio Manager here.
Governance
Standard Life Wealth Ltd is a wholly owned subsidiary of Standard Life PLC. Standard Life Wealth's Head Office is 34th Floor, 30 St Mary Axe, London, EC3A 8EP.
The Standard Life Wealth business is dedicated to the provision of discretionary investment management services.
